{"id":626,"date":"2026-08-20T23:17:21","date_gmt":"2026-08-20T16:17:21","guid":{"rendered":"https:\/\/rumatemu.com\/blog\/biaya-notaris-jual-beli-rumah-2026-rincian-lengkap\/"},"modified":"2026-08-20T23:17:21","modified_gmt":"2026-08-20T16:17:21","slug":"biaya-notaris-jual-beli-rumah-2026-rincian-lengkap","status":"publish","type":"post","link":"https:\/\/rumatemu.com\/blog\/biaya-notaris-jual-beli-rumah-2026-rincian-lengkap\/","title":{"rendered":"Biaya Notaris Jual Beli Rumah 2026: Rincian Lengkap dan Siapa yang Menanggung"},"content":{"rendered":"

Membeli atau menjual rumah bukan hanya soal harga properti \u2014 ada serangkaian biaya notaris dan pajak<\/strong> yang wajib Anda perhitungkan. Tanpa perencanaan yang tepat, biaya tambahan ini bisa mengejutkan dan mengacaukan anggaran Anda.<\/p>\n

Biaya-Biaya yang Timbul Saat Jual Beli Rumah<\/h2>\n

Secara umum, biaya transaksi properti terbagi menjadi biaya yang ditanggung penjual<\/strong> dan pembeli<\/strong>.<\/p>\n

\"Dokumen<\/figure>\n

Biaya yang Ditanggung Penjual<\/h2>\n

1. PPh (Pajak Penghasilan) \u2014 2,5% dari harga jual<\/h3>\n

Penjual wajib membayar PPh final sebesar 2,5% dari nilai transaksi atau NJOP<\/strong> (mana yang lebih tinggi). Pajak ini dibayar ke kas negara sebelum AJB ditandatangani.<\/p>\n

Contoh: Rumah dijual Rp 800 juta \u2192 PPh = Rp 20 juta<\/em><\/p>\n

2. Biaya Pelunasan KPR (jika ada)<\/h3>\n

Jika rumah masih dalam cicilan KPR, penjual harus melunasi sisa pokok dan penalty pelunasan awal (biasanya 1\u20133% dari sisa pokok).<\/p>\n

Biaya yang Ditanggung Pembeli<\/h2>\n

1. BPHTB (Bea Perolehan Hak atas Tanah dan Bangunan) \u2014 5%<\/h3>\n

Formula: 5% \u00d7 (Harga Beli \u2212 NPOPTKP)<\/strong><\/p>\n

NPOPTKP bervariasi per kota (Jakarta: Rp 80 juta, daerah lain: Rp 60\u201380 juta).<\/p>\n

Contoh: Beli Rp 800 juta, NPOPTKP Rp 80 juta \u2192 BPHTB = 5% \u00d7 Rp 720 juta = Rp 36 juta<\/em><\/p>\n

2. Biaya AJB (Akta Jual Beli) \u2014 Maks 1% dari harga transaksi<\/h3>\n

Biaya ini dibayarkan kepada PPAT (Pejabat Pembuat Akta Tanah)<\/strong>. Tarifnya diatur Pemerintah, maksimal 1% dari nilai transaksi.<\/p>\n

Contoh: Transaksi Rp 800 juta \u2192 Biaya AJB maks Rp 8 juta<\/em><\/p>\n

3. Biaya Balik Nama Sertifikat<\/h3>\n

Biaya resmi di BPN berkisar Rp 50.000\u2013Rp 500.000<\/strong> tergantung luas tanah. Namun, total biaya termasuk jasa notaris\/PPAT untuk pengurusan bisa mencapai Rp 1\u20135 juta.<\/p>\n

4. Biaya Pengecekan Sertifikat<\/h3>\n

Sekitar Rp 50.000\u2013Rp 200.000<\/strong> untuk verifikasi keaslian sertifikat di BPN.<\/p>\n

\"Properti<\/figure>\n

Ringkasan Biaya: Simulasi Pembelian Rp 800 Juta<\/h2>\n\n\n\n\n\n\n\n\n\n\n
Jenis Biaya<\/th>\nDitanggung<\/th>\nEstimasi<\/th>\n<\/tr>\n<\/thead>\n
PPh 2,5%<\/td>\nPenjual<\/td>\nRp 20.000.000<\/td>\n<\/tr>\n
BPHTB 5%<\/td>\nPembeli<\/td>\nRp 36.000.000<\/td>\n<\/tr>\n
Biaya AJB (maks 1%)<\/td>\nPembeli<\/td>\nRp 8.000.000<\/td>\n<\/tr>\n
Balik nama BPN<\/td>\nPembeli<\/td>\nRp 1.000.000<\/td>\n<\/tr>\n
Pengecekan sertifikat<\/td>\nPembeli<\/td>\nRp 200.000<\/td>\n<\/tr>\n
Total biaya pembeli<\/strong><\/td>\nPembeli<\/td>\n\u00b1Rp 45.200.000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Tips Menghemat Biaya Notaris<\/h2>\n
    \n
  • Bandingkan tarif 2\u20133 notaris\/PPAT di area yang sama sebelum memutuskan<\/li>\n
  • Negosiasinya legal \u2014 tarif 1% adalah maksimum<\/em>, bukan patokan wajib<\/li>\n
  • Siapkan semua dokumen lengkap untuk menghindari biaya revisi tambahan<\/li>\n
  • Manfaatkan konsultan properti atau agen terpercaya yang bisa merekomendasikan PPAT berpengalaman<\/li>\n<\/ul>\n

    Ingin tahu estimasi biaya lebih akurat untuk properti yang Anda incar? Cari dan konsultasikan langsung di Rumatemu.com<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Berapa biaya notaris untuk jual beli rumah di 2026? Simak rincian biaya AJB, BPHTB, PPh, balik nama, dan siapa yang wajib menanggungnya.<\/p>\n","protected":false},"author":1,"featured_media":625,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-626","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nBiaya Notaris Jual Beli Rumah 2026: Rincian Lengkap dan Siapa yang Menanggung - Rumatemu Insight<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rumatemu.com\/blog\/biaya-notaris-jual-beli-rumah-2026-rincian-lengkap\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Biaya Notaris Jual Beli Rumah 2026: Rincian Lengkap dan Siapa yang Menanggung - Rumatemu Insight\" \/>\n<meta property=\"og:description\" content=\"Berapa biaya notaris untuk jual beli rumah di 2026? 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